Payment Services

We offer comprehensive legal support for payment services that require registration, licensing or other governmental authorizations in Japan. Our services in this area include:

・Negotiations with the Financial Services Agency and other supervisory authorities
・Assistance with the application process
・Creation and review of internal rules, manuals and systems
・Preparation and review of materials for customers
・Assistance in responding to governmental inquiries

We advise payment service providers from their establishment and start of operations through their day-to-day legal needs. We assess the legality of specific services, determine the necessity of governmental authorizations, and seek confirmation from the regulators as needed.

We apply our expertise in M&A, corporate law, and other practice areas to assist clients in structuring and restructuring their businesses within the payment services industry. From initiation to completion of transactions, we handle all legal aspects, including due diligence investigations and antitrust filings. Our comprehensive capabilities enable us to support business operators in developing more complex and sophisticated payment service businesses and to assist overseas business operators with expanding their services into Japan.

Mori Hamada continually enhances our capabilities to serve our clients by developing and utilizing professional relationships with supervisory authorities.